Hey! I’m Nicole Colton, the human behind QUARTZ + COAL.

I love money, and I’m not afraid to say so. My magical mission is to help small business owners and creative entrepreneurs build, run and grow sustainable, profitable business ventures. They do this by focusing on having meaningful conversations, making powerful connections and building strong communities.

These workshops are a passion project I’ve been eager to share with my community. Money management isn’t one of my biggest strengths, so I set out to collaborate with someone who is an expert in all things accounting, bookkeeping, financing, investing and long term retirement planning.

Allow me to introduce my friend, colleague and client—Rachel “Rae” Dyer.

Hello! I’m Rae, the human behind This Place.

Hello, friends! I’m so excited to work with you! Nicole is a wonderful mastermind, and I’m thrilled to partner with her.

A little about me: I’m an Independent Financial Advisor, Certified Financial Coach and Small Business consultant dedicated to serving clients from all walks of life.

I’ve dedicated myself to serving the community. I believe thoughtful financial decision making is a crucial element of creating long term success for my clients, which include individuals and businesses, alike.

I am the owner of This Place, a successful Business Services and Consulting company in Fairmont, WV. I also work as a Financial Advisor through Summit Financial Networks, an independent broker dealer.

I believe in continuous improvement both personally and professionally, and I conduct business on the principles of integrity, honesty, and service to others.

Pricing for Profits

Underpricing your products and/or services is a recipe for disaster. It starts a chain reaction impacting every area of your business and your personal life.

When you’re not charging the right price, you’re not going to make enough money to pay for supplies, bills and other expenses associated with running your business. It also impacts your personal finances or lack thereof! This quickly leads to overwhelm, stress, burnout and in the worse cases—bankruptcy or being forced to close your business.

Pricing for Profits is a workshop designed to help small business owners and creative entrepreneurs price their offers with their big dreams in mind. You’ll learn how to:

• Establish a realistic budget and set income goals with the intention of thriving instead of just surviving.

• Calculate the right equation for your time and money wants + needs to make sure you price accordingly.

• Understand your chart of accounts, set up simple systems to make bookkeeping + taxes easy, and know what you can and can’t deduct as business expenses to optimize your spending.

Cash Flow for Creatives

Are you familiar with the phrase, “You have to spend money to make money?” It’s one of the hard truths when it comes to building and growing a successful business. There are a lot of upfront business costs and ongoing operational expenses required to keep things flowing and growing.

Whether you’re trying to overcome personal or professional debt, add new streams of income, or save for emergencies, you have to make more than you spend.

Cash Flow for Creatives is a workshop crafted for business owners and entrepreneurs striving to increase their bottom line for a variety of reasons including debt management, future expansion, and safety net building. You’ll learn how to:

• Use your bookkeeping systems established in Pricing for Profits to track your income and expenses efficiently.

• Map out a plan to pay off debt while still setting money aside for an emergency fund.

• Generate additional income to offset costs, streamline expenses, and outsource to optimize your time.

Intuitive Finance

Shifting to a mindset of saving > spending can take time. When your intentions are aligned with where you want to go once you’re comfortable where you are, it’s time to focus on investing.

You don’t have to be debt free, hire employees or scale beyond your capacity to start investing in your future. Retirement plans, college savings plans for children, real estate investments, and investing in the stock market are things you can start immediately with as little as $1 a month.

(Nicole said, "‘Trust me! I’ve done it.”)

Intuitive Finance is a workshop geared towards established small business owners and creative entrepreneurs ready to take their money to the next level. You’ll learn how to:

• Scale your business with an investment property, learn about rental properties, or hire a team to expand.

• Put your profits away for a prosperous future, a.k.a save for a “rainy day.” Learn when to make big purchases you can depreciate and when to finance things like a company vehicle, technical equipment and other high-end purchases to get the most bang for your buck.

• Focus on growing your Net Worth and measure success on your own terms. Learn how to enjoy the benefits of compound interest, max out your traditional, Roth, SEP orSIMPLE IRA accounts, OR set up a solo 401(k).

Once you enter your name and email address, you’ll be whisked away to save your seat for the workshop(s) on Acuity. From there, you’ll be able to choose (1) workshop or the Trifecta (3) Package to save a little moola (buy all 3 and save $50!) to get a front row seat to our unreleased workshops in September + October. Lucky you!!

After you pay for your workshop(s), you’ll get a couple emails to confirm your spot is safe, provide you with a receipt for the transaction (for accounting purposes, of course!) and share a link to save it on your favorite calendar. One email with the subject line “🤑 CHA-CHING! Thanks for RSVPing YES to Pricing for Profits” has a button you need to click ASAP!

When you click the button in the CHA-CHING email, you’ll find yourself staring at a survey with some important questions about your past, present and future Money Magic (or lack there of…) We politely ask you fill it out with as much detail as you feel comfortable sharing so we can do our best to help you with these things before, during and after the workshop(s). Again, the more detail the better! It’s all strictly confidential.

After you complete your survey, you’ll start getting a few more emails leading up to the workshop with a few more homework assignments. These emails are very important. The work you do before coming the workshop ensures you’ll be organized and prepared for much success! (Yes, I said that like Borat.)

Finally, it’ll be time for the main event—Money Magic (IRL) with Rae + Nicole. During the workshop we’ll share lots of golden nuggets + pearls of wisdom about all kinds of things business, finance, bookkeeping, taxes, marketing, branding, investing, real estate, debt, organizing, and scaling with some sparkly magic tips + tricks sprinkled in along the way.

Money, money, come to me,

More than I can spend.

Money, money, come to me,

The Source will never end.